# How to obtain your insurance license in Florida and start a successful career 💙

Are you looking for a career with stability, high income, and professional growth? Obtaining an insurance license in Florida is the first step to entering a constantly in-demand industry.

At [**EducUp**](https://educup.io/es/?category=Pre-License&industry=Agentes+de+Seguros&speciality=Todas+las+especialidades), we prepare you with approved pre-licensing courses. We provide support for the steps that require an insurance agency.

Follow this guide and become a licensed agent. Let’s get started!

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## 1️⃣ Meet the Eligibility Requirements

Before starting the process, make sure you meet the basic requirements set by the Florida Department of Financial Services (DFS).

### General Requirements:

* Age: Minimum of 18 years old.
    
* Residency: U.S. citizen or legal resident.
    
* Florida Address: You must provide a physical address in Florida (P.O. Box is not accepted).
    
* Criminal Background: The DFS reviews the criminal history of applicants. Check your eligibility [here](https://www.myfloridacfo.com/).
    

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## 2️⃣ Complete Pre-Licensing Education

Florida requires all applicants to complete an approved pre-licensing course before taking the state exam.

### Course Duration:

* 2-15 (Life, Health, and Annuities): 60 hours
    
* 2-20 (Property and Casualty): 200 hours
    
* 2-40 (Health Only): 40 hours
    
* 2-14 (Life Only): 30 hours
    

### Course Options:

* **Online**: Flexibility to study at your own pace. At EducUp, we offer approved courses with practice exams and progress tracking to ensure you meet the required hours.
    
* **In-Person**: Classes with structured schedules.
    

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## 3️⃣ Pass the State Licensing Exam

Once you have completed the course, you must take and pass the official exam with Pearson VUE.

Exam Details:

* **Format**: Multiple-choice questions.
    
* **Number of Questions**: Approximately 100.
    
* **Time**: 2 hours.
    
* **Passing Score**: 70% or higher.
    
* **Cost**: Approximately $44.
    

### How to Schedule Your Exam?

1. Visit [www.pearsonvue.com/fl/insurance](https://www.pearsonvue.com/fl/insurance).
    
2. Create an account.
    
3. Select the date, time, and location.
    
4. Pay the fee.
    

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## 4️⃣ Take Your Fingerprints for Background Verification

This step is mandatory and must be completed before obtaining your license.

**How to Do It?**

* Schedule an appointment with IdentoGO or another approved provider.
    
* Pay the fee (between $50 and $80).
    
* Provide your Originating Agency Identifier (ORI) number.
    
* Wait 48-72 hours for processing.
    

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## 5️⃣ Submit Your License Application

Once you pass the exam and complete the background check, you must apply for your license online.

**How to Apply?**

1. Go to the ["My Profile"](https://dice.fldfs.com/public/pb_index.aspx) portal on MyFloridaCFO.
    
2. Create an account.
    
3. Complete the application according to the desired license.
    
4. Pay the fee (usually $50).
    
5. Wait 5 to 10 business days for approval.
    

💡 **Tip**: Regularly check the status of your application on the portal.

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## 6️⃣ Obtain an “Appointment” with an Insurance Company

Your license will not be valid until an insurer grants you an official appointment or sponsorship.

**How to Get an Appointment?**

* Apply for jobs at insurance companies.
    
* Once hired, the company will submit the application to the DFS.
    
* Pay the appointment fee (between $30 and $150, depending on the insurer).
    

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## 7️⃣ Maintain Your License with Continuing Education (CE)

To keep your license active, you must complete continuing education every 2 years.

Requirements:

* 24 hours of continuing education (CE).
    
* 4 hours of a mandatory course on ethics and Florida laws.
    
* 20 hours of elective courses related to your license type.
    

**How to Fulfill CE Requirements?**

* Take online courses with approved providers like EducUp.
    

💡 **Important**: If you do not complete continuing education, your license will become inactive. However, you can reinstate it within 4 years without having to retake the exam.

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## Final Checklist

✅ Meet the eligibility requirements.

✅ Complete the pre-licensing course.

✅ Pass the state exam.

✅ Get fingerprinted and pass the background check.

✅ Submit the license application.

✅ Obtain an appointment with an insurance company.

✅ Maintain your license with continuing education.

With these steps completed, you will be ready to enter the insurance industry in Florida.

![](https://cdn.hashnode.com/res/hashnode/image/upload/v1742930837267/013dac76-3256-4791-a6cd-2f8f07e1acda.jpeg align="center")